Insurance for college students is one of those topics parents forget during the transition to college. The goal is getting students settled in a dorm or an apartment. Parents do not question coverage until receiving a phone call that says, “Mom I dropped my laptop” as Kiplinger Personal Finance writer, Jane Bennet-Clark writes. The fact is over 80 percent of students may not have adequate liability insurance to protect against property loss. Also, 1 in 7 has little to no health insurance, according to the Independent Insurance Agents of Texas (IIAT). Insurance needs change at different stages of life. It is no different for your child, whom you know better than anyone. Picture your kid on campus in an unsupervised environment. What calamities might ensue? Revisit your health insurance policy, auto insurance policy and homeowner’s insurance policy.

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College is hard on almost everyone. It’s a time of changes and transitions, and brings many new demands and responsibilities. For most college students it’s the first time they’ve lived away from home, and they have to adjust to being without their family. Many friends, familiar places and people get left behind, removing the student from his or her established social network.


Of course, most students adjust to college fairly quickly and learn to enjoy its new opportunities. Clubs and activities are numerous, full of potential friends and social networks. Some students are glad to be away from home, and don’t have to make much of an adjustment at all. But especially for those already struggling with problems like depression, lack of self-esteem, or isolation, college can be just one more burden that seems like too much to deal with.

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Submitting your Free Application for Federal Student Aid (FAFSA) can be a complicated process. From digging through information on your family’s assets to decoding income tax forms, filling out the FAFSA is a hassle, so why bother? Here are five reasons why it’s worth it.


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For most students and their parents, the college admissions process is shrouded in mystery. Hundreds of thousands of applications are submitted every year to selective colleges. Each one distills the academic and personal accomplishments of a teenager hoping for admission. In return, after a period ranging from a few weeks to several months, the college’s verdict arrives: the student is accepted, denied, wait-listed, or (in the case of some early applicants) deferred until a later round of decision making.

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A Career Development Loan (CDL) can be obtained to help with costs for a variety of courses aimed at giving you the experience and equipping you with the necessary skills, training and qualifications to either improve the skills you can offer in your current job or it can be the springboard from which you can launch a new career for yourself. CDLs are administered by the Learning and Skills Council (LSC) in conjunction with three high street banks - The Royal Bank of Scotland, Barclays and the Co-operative Bank and you can apply for one if you are employed, self-employed or even unemployed

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There are more than 3,000 colleges and universities in the United States. Choosing among them is a complex task. Recruiting procedures and a wide variety of publications such as college viewbooks offer idyllic scenes of campus life, but do little to clarify student decision making. The increasing number and variety of books on how to get accepted by the college of your choice adds to the anxiety and expectations. Unless the match between institutions and students is truly a good one, both are likely to be disappointed.

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A private student loan is an option to fund your higher education that will be either able to replace or supplement the loans that you have taken via the sources which are the Stafford loans or the Perkins Loans or the PLUS loans. These loans are also known as the alternative student loans.

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It is no misconception that the average four years that students spend in high school do not prepare them for the confusing and time consuming college-prep process. In my high school experience, all that my high school did for me was dump a cocktail of brochures into my arms. This left me to manage deadlines, applications, and standardized testing scheduling entirely on my own. Not to mention applying for the Federal Application for Student Aid (FAFSA) and all that that entails. So now that this process is largely past for me, hopefully any rising seniors, or their parents can get some tips and help from this series. I have compiled all that I have learned from research and experience to help you get on the right track to getting into your top colleges.

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It's August, the time of shopping from school supplies and updating wardrobes, but for college freshmans it's more like moving on to a whole new era in life so the usual tweaks in clothing and bookbag materials just aren't going to cut it. One things both parents and new college students should remember is that they shouldn't go overboard. It's a classic mistake that you look back on and realize just how many things you could have done differently, but rarely do people mention them. Well, I will, and this list is from personal experience.

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You are a student and you are growing to be a responsible, creative and unique adult. Unfortunately, that requires organization, responsibility and a format. The word format doesn’t only relate to an essay but to your life and how you balance it out. We all have a format in which we create a piece of work. This piece of work may relate to sports, family, hobbies, education or how we go about our daily routine.

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