It’s December 1st, which has us thinking about the FAFSA already. The FAFSA stands for Free Application for Federal Student Aid and is made available every January 1st to potential and current college and graduate students. It’s the document that decides your need for student aid—not unlike the way your mother decided your fate when she picked your outfit for third grade picture day. Yikes!


Download Changes to the 2011-2012 FAFSA

Planning an international study experience is a bit like choosing a college. The earlier and more thoroughly you plan, the more opportunities will be available to you. Which overseas program is right for you? Here are some of the lessons I've learned as an undergraduate advisor to students on their way to global study adventures.


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Teens constantly hear that a college education is necessary for a successful future. In 2008 nearly 69 percent of high school graduates went straight to college, according to the National Center for Education Statistics. But what if your teen isn’t making any effort to join them?


Download College Planning Without Being a Pest: Tips for Your Potential Procrastinator

Thousands of college students have borrowed too much and doomed themselves to lives of big bills and collectors' calls. But thousands, perhaps millions, of other Americans have been so scared of debt that they've avoided or quit college altogether and likewise doomed themselves to financial struggles. The research is clear: A bachelor's degree, while no guarantee of success, is often a credential needed to win a good job, a raise, a promotion, or even employer-provided health insurance.

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Mnemonists claim this method is powerful and effective way of memorising. It’s founded on the notion of remembering landmarks on a familiar journey. It uses the narrative flow of the Link Method* and ordered method of Peg Systems** to deliver a very power full technique.

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Most loans are not rocket science. There are of course exceptions, such as the swaption currency based corporate loan but I digress, you just have to be willing to read the documents and learn a bit about how loans and lenders work. In fact this is a key to see how your credit history is useful as well. Yes, just like you gamed your classes in high school to get better grades ala Ferris Beuller you can also game the credit companies once you are armed with some knowledge.

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Like many college students, you probably didn’t give much thought to your student loans while you were in school. Once you graduate, however, you are faced with the daunting prospect of paying off all of the debt you incurred during your time at college. Consolidating your loans is one way to make this process simpler and you may even be able to lower your payments and interest rate. When you apply for financial aid, whether you do it through the federal FAFSA program or through a private lender, this aid often comes from several different sources.

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What do you consider as the most influential factors when deciding on which college to attend? Does tuition cost play a huge part in your choice of college? The choice of school can often be a struggle between affordability and quality.

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You’ve narrowed your college choices down to a handful of schools; now you have to figure out which one you’ll attend and how to pay for it.

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