When a student graduates from college, he or she is faced with the challenge of securing a place in the workforce using the knowledge gained from years of school as well as the degree obtained. This process can be daunting to say the least, with factors influencing the former student's decisions such as overall wage, potential for earnings, benefits and even pride in the type of work.

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For you juniors starting to think about your next step, you’re realizing that your college search might boil down to one thing: money. But if the sticker price on your dream school isn’t realistic, don’t worry. The advertised tuition figure isn’t always the bottom line. Hidden programs could wind up saving you hundreds, if not thousands, of dollars. Here are four sneaky ways to save.


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If Congress fails to pass legislation funding the federal government, the federal government will shut down and more than 800,000 government employees will be furloughed. The impact on federal student aid, however, will be minimal.


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There is more than one Air Force college tuition assistance program that can help you obtain a degree. Some of them even pay 100 percent of your tuition costs.


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Students increasingly have been using credit cards to finance living expenses and education, a necessity for many given the rising cost of education.

Despite the name, credit cards are in fact loans, requiring repayment with interest. Paying high interest on educational expenses means overpaying for college costs and the need for using credit cards must be balanced with the danger inherent therein.

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When studying for an exam, only study the parts you don´t know already. Start studying for your exam early, so that you can ask your teacher or TA if you have any problems. Take advantage of all the things your teacher might provide before the exam.

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Many students deal with stress in college -- which can be a significant factor in the dreaded 'Freshman 15'. In fact, due partially to stress, a surprisingly high percentage of college freshmen don’t go on to graduate. What accounts for this stress? The following are common college stressors:

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The simple truth is 99.9% of humanity has to work for a living. What many don’t realize is having even an Associates Degree greatly increases not only a person’s individual income, but many other things. If that isn’t enough, the higher the college degree, the greater the income.

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Finding success takes preparation and planning. With the right tools to keep you organized and on schedule, you're already half-way there!


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Text of the A.S.P.I.R.E. exercise:

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